Collaborate Share Max 100% exempt. Confirmed. Your LLC was created in Wyoming (a US state) = domestic entity = exempt under the interim final rule. The rule is crystal clear: "All entities created in the United States — including those previously known as 'domestic reporting companies' — and their beneficial owners will be exempt from the requirement to report BOI to FinCEN." And even the part about foreign entities doesn't touch you, because: A "reporting company" under the new definition = an entity formed under the law of a foreign country that registered to do business in the US Your LLC was formed under Wyoming law, not Swiss law So it doesn't meet the new definition of "reporting company" You're clear. No BOI filing needed. Move on to getting that EIN. https://www.stillwavestrategies.com/terms Here's my website's terms&conditions page. Soemwhere on the page I mention that legal cases are under Swiss jurisdiction. Is that wrong, since the company was created in the US? or is it correct because I'm a swiss citizen and live there as well? Max Good question. Let me check your terms page first. Max Found it. Here's the clause: Section 8 — Governing Law: "These Terms & Conditions shall be governed by and construed in accordance with the laws of Switzerland." Also, Section 10 lists your address as "Zurich, Switzerland." Is this wrong? It's a gray area, but here's the honest breakdown: Factor Points to Swiss Law Points to US/Wyoming Law Where YOU live Switzerland ✅ — Your citizenship Swiss ✅ — Where the LLC is formed — Wyoming, USA ✅ Where your registered agent is — Sheridan, WY ✅ Where your clients are — USA ✅ Where the services are delivered — USA (Meta ads for US contractors) ✅ The problem: Stillwave Strategies LLC is a US legal entity. Your clients are US-based fence contractors. If a dispute arises with a US client, they could argue that Swiss jurisdiction is unenforceable because: The contract is with a Wyoming LLC, not a Swiss company The services are performed in the US market (Meta ads targeting US homeowners) Forcing a US fence contractor to litigate in Switzerland would likely be deemed unreasonable by a US court A US court could simply ignore your Swiss jurisdiction clause and assert jurisdiction anyway. The practical risk: If a client ever sued you, they'd file in the US regardless of what your terms say. A US judge would likely say "this is a Wyoming LLC serving US clients — we have jurisdiction here." Your Swiss law clause would probably not hold up. My recommendation: Change Section 8 to: "These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of Wyoming, United States. Any disputes arising under these terms shall be resolved in the courts of Sheridan County, Wyoming." This is more defensible because: It matches where your LLC is formed Wyoming is business-friendly with strong LLC protections It's consistent with the rest of your legal structure Also update Section 10 to list your registered agent address (30 N Gould St, Ste R, Sheridan, WY 82801) instead of "Zurich, Switzerland" — you don't want to broadcast your personal address, and using your US business address looks more professional to US clients. Disclaimer: I'm not a lawyer. For something like this, it might be worth a quick consult with a business attorney who handles international LLC structures. But the above is the standard approach for foreign-owned US LLCs serving US clients. The LLC is US-formed and exempt from BOI reporting. The current terms specify Swiss law, which might be unenforceable for US clients. Switching to Wyoming law and address is advisable. https://www.stillwavestrategies.com/privacy can you check my terms and privacy pages and tell me if they're ok to use? Max Let me review your privacy policy page now. Max Here's my full review of both pages: Privacy Policy — Verdict: Solid, with a few improvements needed Section Status Notes 1. Information We Collect ✅ Good Covers contact, business, and technical data 2. How We Collect ✅ Good Mentions GHL, opt-in, cookies 3. How We Use Information ✅ Good Clear and reasonable 4. Sharing Your Information ✅ Good "We do not sell" is important to state 5. Data Storage and Security ⚠️ Vague "Reasonable safeguards" is fine legally, but you should mention where data is stored geographically (US servers via GHL) since you're serving US clients 6. Your Rights ⚠️ Missing specifics You mention "depending on your location" but don't reference any specific laws. Since your clients are US-based, you should mention CCPA (California) and TCPA (for SMS/calls). If you ever serve EU clients, you'd need GDPR language too. 7. Cookies and Tracking ✅ Good Mentions Google Analytics and Meta Pixel — that's transparent 8. Marketing Communications ✅ Good Opt-in/unsubscribe covered 9. Updates ✅ Good Standard 10. Contact Us ✅ Good Uses your Wyoming business address — consistent with your LLC ✅ Key things to add to Privacy Policy: TCPA compliance language — You're using Vapi AI Caller and Appointwise texting. You NEED a line like: "By providing your phone number, you consent to receive calls and text messages, including those made using automated technology. Message and data rates may apply. You may opt out at any time by replying STOP." Data retention — How long do you keep their data? Add something like: "We retain your personal information for as long as necessary to provide our services or as required by law." CCPA mention — Since you serve US clients (some may be in California): "If you are a California resident, you have the right to request deletion of your personal information under the CCPA." Terms & Conditions — Verdict: Usable, but needs fixes Section Status Notes 1. Services ✅ Good "Does not guarantee specific business outcomes" is smart 2. Use of Website ✅ Good Standard 3. Appointments and Communications ⚠️ Weak Needs TCPA consent language (see above). This is critical since you're cold calling and texting. 4. Payments ✅ Fine Generic but works for now 5. Intellectual Property ✅ Good Standard 6. Limitation of Liability ✅ Good Solid disclaimer 7. Third-Party Tools ✅ Good Mentions GHL 8. Governing Law ❌ Change this As we discussed — change from "Switzerland" to "State of Wyoming, United States" 9. Changes to Terms ✅ Good Standard 10. Contact Us ❌ Change this Still says "Zurich, Switzerland" — update to your Wyoming registered agent address (30 N Gould St, Ste R, Sheridan, WY 82801) to match your privacy page Key things to fix/add to Terms: Section 8 — Change to Wyoming law (as discussed) Section 10 — Change address to Wyoming Add a dispute resolution clause — Something like: "Any disputes arising from these terms shall first be attempted to be resolved through informal negotiation. If unresolved, disputes shall be submitted to binding arbitration in Sheridan County, Wyoming." Arbitration is cheaper and faster than court — good protection for a small agency. Add an indemnification clause — "You agree to indemnify and hold harmless Stillwave Strategies LLC from any claims, losses, or damages arising from your use of our services or violation of these terms." Add TCPA/SMS consent — Mirror the language from the privacy policy. Summary — What to fix now: Priority What Where 🔴 High Change governing law from Switzerland to Wyoming Terms, Section 8 🔴 High Add TCPA/SMS consent language Both pages (Terms Section 3, Privacy Section 8) 🔴 High Change contact address from "Zurich, Switzerland" to Wyoming address Terms, Section 10 🟡 Medium Add dispute resolution / arbitration clause Terms (new section) 🟡 Medium Add indemnification clause Terms (new section) 🟡 Medium Add data retention policy Privacy, Section 5 🟢 Low Add CCPA mention Privacy, Section 6 Both pages are a good foundation — they cover the basics. The critical fixes are the jurisdiction issue and the TCPA consent language (especially since your entire business model involves AI calling and texting leads). pasted_content.txt Text · 3.70 KB pasted_content_2.txt Text · 3.40 KB Privacy Policy code: pasted_content.txt file terms&conditions code: pasted_content_2.txt file I've already updated the laws and address sections, it probably didn't show you because the change was so new. please add all the sections I'd need to add to my privacy policy and/or terms&conditions page respectively. give me the output in a format where I can copy & paste it into the HTML code section in the GHL website builder Max Let me review your current HTML code and prepare the updated versions with all the missing sections added. Reviewed both policies; identified jurisdiction, TCPA language, and address updates needed. Next, I will finalize and deliver the revised HTML files with these critical fixes. I will review the current HTML policies, identify missing sections, and prepare for the next step of updating the code to include all required content. Max Here are both updated files, ready to copy-paste into your GHL website builder. What I added to the Privacy Policy: New/Changed Section What It Does 5. Data Storage (updated) Now specifies data is stored on US servers via GHL 6. Data Retention (new) States how long you keep data and that users can request deletion 7. Your Rights (updated) Now includes CCPA mention for California residents 9. Marketing Communications & TCPA Compliance (updated) Added explicit consent language for automated calls/texts, "STOP" opt-out, and "message and data rates may apply" — this is critical for your AI calling and texting setup What I added to the Terms & Conditions: New/Changed Section What It Does 3. Appointments and Communications (updated) Added TCPA consent language — explicit consent to automated calls/texts with STOP opt-out 7. Indemnification (new) Protects you from claims arising from a client's misuse of your services 9. Governing Law & Dispute Resolution (merged + expanded) Kept your Wyoming law clause, added 30-day informal negotiation period + binding arbitration in Sheridan County. Arbitration is cheaper and faster than court. Both files use the exact same